The 6 best buy now, pay later apps of 2022

What is the best buy now, pay later app? Affirm is our favorite because it offers flexible repayment terms: you can pay for purchases in four installments or finance it (credit approval needed) for longer repayment terms. Buy now, pay later apps make it easy for consumers to make a large purchase and pay it off in small installments. Here are some of the best apps to provide wiggle room when buying.